Basking Ridge Home Buyers – Make Sure You Get The Right Mortgage

If you are considering purchasing a home in Basking Ridge, it is imperative that you connect with a good mortgage lender.

A good mortgage lender will take a good look at your credit score and let you know where you stand, how to improve the score, and what effect your score could have on your mortgage loan. Remember… credit is king! Today’s tighter lending restrictions make it even more important now to keep your credit in good standing.

How much can you afford? A good lender will tell you how much you qualify for, however what you qualify for, may not be the same as what you can truly afford. Sit down and write out all of your expenses and let your lender know what your expenses are and what you think you can afford to spend on a home.

Taxes and Insurance –  Don’t forget,  you are going to have to pay for taxes and insurance on a home you purchase so be sure you factor those into your new budget.

Buying a home in Basking Ridge is a simple process! Let me introduce you to some of the lenders I work with and then we will start your hunt for a perfect home.

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