FICO revamps the way it calculates credit scores

By: Adrienne Francis FICO (Fair Isaac Corporation) announced today that at some point, later in the fall, it will be revamping the way it calculates credit scores. This is wonderful news for consumers and surely will help to increase credit scores because a low credit score could ultimately cause a consumer to pay a higher […]

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What bank rejects the most mortgage applications?

This is a very interesting article on which banks reject the most loan applications. And what if you are rejected at one bank, is there still hope for you? Read on… Source The likelihood that a mortgage application will be approved varies widely by bank. Home-buyer rejection rates ranged from 11% to 34% in 2012 at […]

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We used to call this “Assuming Someone’s Mortgage”

Source Homeowners with a mortgage insured by the Federal Housing Administration or the Department of Veterans Affairs should consider using their loan terms as a marketing tool when it comes time to sell. Mortgage loans from both government agencies include a little-known feature known as assumability. In other words, the buyer of a home financed […]

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Home Selling Tips

Easy Ways to Increase the Value of your Home Sprucing up your home before you sell it has never been more important because today’s buyers have never been more demanding. Luckily, there are a few ways that you can improve your home’s value and increase the likelihood of a quick sale and we all know […]

New Jersey Buyer Closing Costs

If I can help you with any additional information regarding this article, or with any of your home buying or selling needs or if you know someone who would like some assistance, please feel free to visit my website to learn more about me www.AdrienneFrancis.com or text or call me at (201) 259-4449 .

Fifty one homes sold Morristown/Morris Township in August!

Click Here to view One Liner Report   If I can help you with any additional information regarding this article, or with any of your home buying or selling needs or if you know someone who would like some assistance, please feel free to visit my website to learn more about me www.AdrienneFrancis.com or text […]

Rising interest rates WILL affect affordability

Source Even a 10 percent drop in home prices is nullified by a 1 percent increase in interest rates. The figure below illustrates how this works for a $250,000 home purchase and the relative likelihood of each scenario. To figure out which was a smarter bet–counting on home prices to fall further or interest rates […]

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Bedminster Closed Home Sales for August 2013

Click Here to view Listing Price to Sales Price Report Click Here to view Days On Market Report   If I can help you with any additional information regarding this article, or with any of your home buying or selling needs or if you know someone who would like some assistance, please feel free to […]

Bernardsville Closed Home Sales for July 2013

Click Here to view Listing Price to Sales Price Report Click Here to view Days On Market Report   If I can help you with any additional information regarding this article, or with any of your numberswiki.com home buying or selling needs or if you know someone who would like some assistance, please feel free […]