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	<title>Basking Ridge Homes For Sale &#187; Mortgage and Financing</title>
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	<description>Basking Ridge Homes For Sale</description>
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		<title>How Low Can Rates Go?</title>
		<link>http://baskingridge-nj-homesforsale.com/basking-ridge-home-evaluation/how-low-can-rates-go/01/12/2012/</link>
		<comments>http://baskingridge-nj-homesforsale.com/basking-ridge-home-evaluation/how-low-can-rates-go/01/12/2012/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 09:00:35 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[Home Evaluation]]></category>
		<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[mortgage information]]></category>
		<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=2680</guid>
		<description><![CDATA[If your New Year’s resolutions include buying a house or refinancing, the Federal Reserve has you covered. It has committed to keep long-term interest rates low through next year, so a 30-year mortgage will be pegged about where it is now — 4.32 percent in New York — at least through spring, said Frank E. [...]]]></description>
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		<title>Helping Homeowners Dig Out</title>
		<link>http://baskingridge-nj-homesforsale.com/basking-ridge-home-evaluation/helping-homeowners-dig-out/01/11/2012/</link>
		<comments>http://baskingridge-nj-homesforsale.com/basking-ridge-home-evaluation/helping-homeowners-dig-out/01/11/2012/#comments</comments>
		<pubDate>Wed, 11 Jan 2012 16:47:01 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Home Evaluation]]></category>
		<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[mortgage information]]></category>
		<category><![CDATA[Federal Refinancing Program]]></category>
		<category><![CDATA[HARP]]></category>
		<category><![CDATA[HARP criteria]]></category>
		<category><![CDATA[Home Affordable Refinance Program]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=2670</guid>
		<description><![CDATA[WITH interest rates at historic lows, the expansion of a federal refinancing program could help more homeowners who owe more than their property is worth move out of higher-rate or adjustable loans into something more affordable and stable. The biggest change to the plan, called the Home Affordable Refinance Program, or HARP, raises the debt [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>A New Shot at Mortgage Relief</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/a-new-shot-at-mortgage-relief/12/05/2011/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/a-new-shot-at-mortgage-relief/12/05/2011/#comments</comments>
		<pubDate>Mon, 05 Dec 2011 02:26:13 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=2532</guid>
		<description><![CDATA[Like millions of other homeowners, William D. Compton would like to refinance his mortgage so that he pays less each month for his three-bedroom house in Gulf Breeze, Fla. With the savings, he figures he could afford a few extra movies and restaurant dinners or he could buy a new stove and brakes for his [...]]]></description>
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		<title>Obama&#8217;s New Mortgage Refinance Plan: Questions and Answers</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/obamas-new-mortgage-refinance-plan-questions-and-answers/11/28/2011/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/obamas-new-mortgage-refinance-plan-questions-and-answers/11/28/2011/#comments</comments>
		<pubDate>Mon, 28 Nov 2011 20:30:49 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[mortgage information]]></category>
		<category><![CDATA[Homeowners]]></category>
		<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=2458</guid>
		<description><![CDATA[SOURCE WASHINGTON — Two big questions loom over the Obama administration&#8217;s latest bid to help troubled homeowners: Will it work? And who would benefit? By easing eligibility rules, the administration hopes 1 million more homeowners will qualify for its refinancing program and lower their mortgage payments — twice the number who have already. The program [...]]]></description>
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		<title>Caution &#8211; How Lenders are Finding Fraud with Buyer&#8217;s</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/caution-how-lenders-are-finding-fraud-with-buyers/11/18/2011/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/caution-how-lenders-are-finding-fraud-with-buyers/11/18/2011/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 03:45:26 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Home Buyers]]></category>
		<category><![CDATA[lenders]]></category>
		<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[mortgage information]]></category>
		<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=2441</guid>
		<description><![CDATA[SOURCE IN recent years, lenders have stepped up fraud-prevention investigations and checks on mortgage applications. For borrowers, this may mean facing questions on actions like accepting cash gifts from relatives for the down payment or signing up for new credit cards during the application process. The research firm CoreLogic estimates that fraudulent residential mortgage originations [...]]]></description>
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		<title>Refinancing Your Mortgage, While Underwater</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/refinancing-your-mortgage-while-underwater/09/07/2011/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/refinancing-your-mortgage-while-underwater/09/07/2011/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 07:02:03 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>
		<category><![CDATA[Basking Ridge Homes For Sale]]></category>
		<category><![CDATA[Bernardsville Home for Sale]]></category>
		<category><![CDATA[Home Selling Tips]]></category>
		<category><![CDATA[Mortgage Information]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/mortgage-and-financing/refinancing-your-mortgage-while-underwater/09/07/2011/</guid>
		<description><![CDATA[Source MANY whose homes have fallen in value feel stranded with underwater mortgages. ***** “A lot of people have been sitting and not doing anything,” said Cari Sweet-Kostoplis, a senior mortgage banker at Atlantic Home Loans in Lincoln Park, N.J. But they may qualify to refinance their loans through a variety of programs aimed at [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Repairing Your Credit So You can Buy a Home</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/repairing-your-credit-so-you-can-buy-a-home/01/15/2011/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/repairing-your-credit-so-you-can-buy-a-home/01/15/2011/#comments</comments>
		<pubDate>Sat, 15 Jan 2011 01:54:02 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=1057</guid>
		<description><![CDATA[Buying a home can be wonderful, but for those with past credit problems, the process is also very intimidating.  The good news is that many lenders have adapted to the idea that many hopeful homeowners simply need a second chance. When life unexpectedly takes a turn for the worst, it’s not always possible to come out without a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Stimulus Package for Down Payment? Yes!</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/stimulus-package-for-down-payment-yes/05/29/2009/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/stimulus-package-for-down-payment-yes/05/29/2009/#comments</comments>
		<pubDate>Fri, 29 May 2009 21:34:30 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=329</guid>
		<description><![CDATA[The Stimulus First Time Home Buyer Plan Can Now Be Used as a Down Payment! The Federal Housing Administration issued guidelines that will allow first-time homebuyers to apply the  federal tax credit of up to $8,000 toward the purchase of a home with an FHA-backed mortgage. Are you thinking about buying a home? Are you [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Positive News in The Real Estate Market?</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/positive-news-in-the-real-estate-market/03/26/2009/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/positive-news-in-the-real-estate-market/03/26/2009/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 17:35:00 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=151</guid>
		<description><![CDATA[Good economic news? That is right! Interest rates are at an all time low. According to the Mortgage Bankers Association the thirty year fixed rate loan is at an average of 4.89% and the fifteen year rate is at 4.5% and loan applications are up over 21% during the past week. With these stats it [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Watching Your Credit When Buying a Home</title>
		<link>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/watching-your-credit-when-buying-a-home/03/12/2009/</link>
		<comments>http://baskingridge-nj-homesforsale.com/mortgage-and-financing/watching-your-credit-when-buying-a-home/03/12/2009/#comments</comments>
		<pubDate>Thu, 12 Mar 2009 01:51:25 +0000</pubDate>
		<dc:creator>Adrienne</dc:creator>
				<category><![CDATA[Mortgage and Financing]]></category>

		<guid isPermaLink="false">http://baskingridge-nj-homesforsale.com/?p=116</guid>
		<description><![CDATA[If you are in the market for a new mortgage on a home or you are thinking about purchasing a home then you will want to be sure to keep your credit top notch. Your credit determines a lot when you purchase a home. If you have credit that isn&#8217;t so good you may have [...]]]></description>
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